One of the most important investments you’ll ever make for your home and your family is financing the roof that is over their heads. A new roof is a major commitment, and covering the costs upfront is not something that is easily done. Tri County Roofing & Siding can help you find a way to finance your new roof that is just right for you and your budget.
Select From the Following Financing Options to Meet Your Needs
1. Personal loan
We recommend Springleaf Financial Services. Springleaf Financial Services can provide you with the perfect plan for clients looking to make installments in 3, 6, or 12 month payment plans.
2. Home equity loan
If enough equity on your home has built up, you can apply for a home equity loan. These loans can be stretched out for a number of years to lower your monthly payments.
3. Home improvement Loan
Even if you don’t have home equity built up, you can apply for this loan at a low interest rate.
4. Credit cards
Paying by credit card for your new roof replacement may be the most costly option when considering financing for your roof. However, if it is an emergency, this may be the best option when working on a tight schedule and during desperate times.
5. Personal Budget
Try adjusting your personal budget over a period of time to save up enough money to cover the costs of your roof replacement.
Storm Chasers and Fraud
Be knowledgeable about roofing storm chasers and fake contractors who are only trying to scam you out of your money. Roofing storm chasers will come to a town that was recently hit by a devastating storm, promising inexpensive work to be done. After you have signed on with them, they will flee with your money, often with no work completed in return.
Obtain a Roof Replacement Estimate and Determine How Much You Can Afford
Be sure to obtain more than just one estimate from several different reputable contractors so you can determine what should be the fair amount. After you have gotten a figure for what the total cost should be, calculate how much money you will be able to put towards your roof replacement after paying other bills. Carefully consider which of the above financing options would work best for your budget.
Homeowners living in the Savannah area are encouraged to contact Tri County Roofing & Siding about a new roof estimate and also to discuss roof replacement financing methods.
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Originally published: March 24, 2015
Information updated: June 6, 2016
